At MOST, we take immense pride in announcing that our payment gateway has achieved PCI DSS 4.0 certification! Woohoo! This means we're way ahead of the curve in payment security and fully compliant with future requirements. So, when you choose MOST, you can rest assured that your transactions are safeguarded to the highest standard.

Now, let's dive into the exciting world of PCI DSS 4.0 and discover how it keeps your payments safe, why it's essential for merchants, and how we've got your back throughout the process.

A Quick Background: Way back when, major card schemes like Mastercard and Visa introduced the PCI security standard - a set of rules to keep payment and IT systems super safe. As a merchant, you know how important it is to comply; otherwise, you could face hefty fines or even lose the ability to accept card payments. Over the years, this standard got a facelift with updates like PCI DSS 3.2 in 2016. But guess what? Technology evolves at lightning speed, and so do those pesky cyber criminals. That's why when the card schemes introduced PCI DSS 4.0 - a new set of rules to bolster payment security - we knew it was time for a major overhaul! So, we rolled up our sleeves and got our payment gateway certified with these cutting-edge regulations, ensuring your transactions remain as safe as can be!

As a Merchant, What Do I Need to Do? The rollout of PCI DSS 4.0 has already started, but you've got some breathing room until 2024 to be fully certified. Phew! The transition should be a breeze, but just to be safe, check in with your payment provider to see when they'll be fully compliant with the new requirements.

How Does PCI DSS 4.0 Keep My Payments Safe? PCI DSS 4.0 addresses the ever-changing technology landscape and the growing threat of cyberattacks. Some of the core safety elements include:

1. Coverage of New and Evolving Cloud Computing and Networking Technology.
2. Rapid Adaptation of Security Protocols to Counter Emerging Threats, such as Artificial Intelligence-based hacking.
3. Reinforcement of Security as a Daily Priority within the Overall Business, rather than a yearly chore.
4. Increased Security Standards for Key Systems, including Password Complexity and Multi-Factor Authentication.

Conclusion: With MOST and PCI DSS 4.0, your transactions are locked up tighter than Fort Knox. So go ahead, roll out your retail plans, and leave the security stuff to us! Got questions? We're here to help! Just give our friendly customer service a shout.

Secure your payments with MOST - your trusted partner in payment security!